.calculator-page {
  --calc-ink:#102c33;
  --calc-green:#123d36;
  --calc-sage:#edf3ef;
  --calc-muted:#60717b;
  --calc-gold:#bda050;
  --calc-border:#dfe6e2;
  --calc-bg:#f7f9f6;
  margin:0;
  background:var(--calc-bg);
  color:var(--calc-ink);
  font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  font-size:15px;
  line-height:1.55;
  overflow-x:clip;
}
.calculator-page * {
  box-sizing:border-box;
}
.calculator-page [hidden] {
  display:none!important;
}
.calculator-page h1,.calculator-page h2,.calculator-page h3,.calculator-page p {
  margin:0;
}
.calculator-page h1,.calculator-page h2,.calculator-page h3 {
  font-family:inherit;
  color:inherit;
  letter-spacing:-.045em;
  font-weight:850;
  line-height:1.14;
}
.calculator-page h1 {
  font-size:48px;
}
.calculator-page h2 {
  font-size:32px;
}
.calculator-page h3 {
  font-size:22px;
}
.calculator-page button,.calculator-page input,.calculator-page select {
  font:inherit;
}
.calculator-page button,.calculator-page a {
  -webkit-tap-highlight-color:transparent;
}
.calculator-page button {
  cursor:pointer;
}
.calculator-page button:disabled {
  cursor:default;
  opacity:.5;
}
.calculator-page a {
  color:inherit;
  text-decoration:none;
}
.calculator-page svg {
  width:24px;
  height:24px;
  fill:none;
  stroke:currentColor;
  stroke-width:1.7;
  stroke-linecap:round;
  stroke-linejoin:round;
  flex:0 0 auto;
}
.calculator-page :focus-visible {
  outline:3px solid #bda050;
  outline-offset:4px;
}
.calculator-page .sr-only {
  position:absolute;
  width:1px;
  height:1px;
  overflow:hidden;
  clip:rect(0,0,0,0);
  white-space:nowrap;
}
.calc-container {
  width:min(1120px,calc(100% - 48px));
  margin-inline:auto;
}
.calc-skip {
  position:fixed;
  top:-100px;
  left:12px;
  z-index:200;
  padding:12px;
  background:white;
  border-radius:8px;
}
.calc-skip:focus {
  top:12px;
}
.calculator-page>main {
  padding-top:78px;
}
.icon-tile {
  display:inline-grid;
  place-items:center;
  width:48px;
  height:48px;
  border-radius:16px;
  background:#e4f1e8;
  color:var(--calc-green);
  flex:0 0 auto;
}
.calc-button {
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  min-height:47px;
  border:1px solid var(--calc-green);
  border-radius:15px;
  padding:11px 22px;
  background:var(--calc-green);
  color:white!important;
  font-weight:760;
  font-size:15px;
  line-height:1.3;
  box-shadow:0 10px 25px #133d3614;
  transition:background .16s,box-shadow .16s;
}
.calc-button:hover {
  background:#1b4b42;
  box-shadow:0 10px 25px #133d3624;
}
.calc-button.secondary {
  background:white;
  color:var(--calc-green)!important;
  border-color:#bdd5cc;
  box-shadow:none;
}
.eyebrow {
  font-size:12px;
  line-height:1.5;
  font-weight:800;
  letter-spacing:.16em;
  text-transform:uppercase;
  color:var(--calc-gold);
  margin-bottom:8px!important;
}
.calculator-hero {
  background:#12372f;
  color:#fff;
  padding:24px 0;
}
.hero-grid {
  display:grid;
  grid-template-columns:.88fr 1.12fr;
  align-items:center;
  gap:18px;
}
.hero-intro {
  padding:24px 22px;
  border:1px solid #acbfb1;
  border-radius:24px;
}
.calculator-page .hero-intro h1 span {
  color:inherit;
}
.hero-intro h1 {
  margin-bottom:18px;
}
.hero-intro>p:not(.eyebrow) {
  font-size:16px;
  line-height:1.65;
  color:#f0f5f0;
  font-weight:500;
}
.hero-programs {
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  margin-top:28px;
}
.hero-programs>span {
  font-size:12px;
  font-weight:700;
  border:1px solid #827948;
  border-radius:999px;
  padding:6px 11px;
  background:#28453b;
}
.payment-card {
  background:#fff;
  color:var(--calc-ink);
  border:1px solid var(--calc-border);
  border-radius:24px;
  padding:23px;
  box-shadow:0 12px 32px #163a2f08;
}
.payment-card .eyebrow {
  margin-bottom:6px!important;
}
.hero-payment .eyebrow {
  color:var(--calc-muted);
  font-size:11px;
}
.payment-total {
  font-size:43px;
  font-weight:850;
  line-height:1.16;
  letter-spacing:-.04em;
}
.payment-subtitle {
  color:var(--calc-muted);
  font-size:16px;
  margin-top:2px!important;
}
.hero-payment .payment-subtitle {
  font-size:14px;
  line-height:1.1;
}
.payment-chart {
  display:flex;
  align-items:center;
  gap:22px;
  margin-top:26px;
  margin-bottom:30px;
}
.payment-donut {
  width:142px;
  height:142px;
  border-radius:50%;
  background:#e8eeea;
  position:relative;
  flex:0 0 auto;
}
.payment-donut:after {
  content:"";
  position:absolute;
  inset:25%;
  background:white;
  border-radius:50%;
}
.payment-legend {
  display:grid;
  gap:7px;
  margin:0;
  width:100%;
  font-size:15px;
  line-height:1.45;
}
.payment-legend>div {
  display:flex;
  justify-content:space-between;
  gap:10px;
}
.payment-legend dt {
  display:flex;
  align-items:center;
  gap:7px;
  color:var(--calc-muted);
  white-space:nowrap;
}
.payment-legend dd {
  margin:0;
  font-weight:800;
  color:var(--calc-ink);
  white-space:nowrap;
}
.payment-dot {
  display:block;
  margin:0;
  box-shadow:none;
  width:12px;
  height:12px;
  flex:0 0 auto;
  border-radius:50%;
}
.dot-0 {
  background:#123d36;
}
.dot-1 {
  background:#92a383;
}
.dot-2 {
  background:#bda45c;
}
.dot-3 {
  background:#7c9284;
}
.dot-4 {
  background:#e0a06e;
}
.payment-cells {
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:12px;
}
.payment-cells>div {
  padding:14px 15px;
  background:#f8f9f6;
  border:1px solid #dfe4df;
  border-radius:15px;
}
.payment-cells span {
  display:block;
  text-transform:uppercase;
  letter-spacing:.12em;
  font-weight:750;
  color:#64747a;
  font-size:12px;
}
.payment-cells strong {
  display:block;
  margin-top:6px;
  font-size:21px;
  line-height:1.25;
  font-weight:820;
  letter-spacing:-.025em;
}
.payment-note {
  font-size:14px;
  color:var(--calc-muted);
  margin-top:22px!important;
}
.hero-payment {
  padding:20px;
}
.hero-payment .payment-chart {
  margin:16px 0 18px;
  gap:16px;
}
.hero-payment .payment-donut {
  width:124px;
  height:124px;
}
.hero-payment .payment-legend {
  font-size:14px;
  gap:5px;
}
.hero-cells {
  border-top:1px solid var(--calc-border);
  padding-top:16px;
}
.hero-cells>div {
  padding:12px 14px;
}
.hero-cells span {
  font-size:10px;
}
.hero-cells strong {
  font-size:18px;
}
.hero-payment .payment-note {
  font-size:12px;
  border:1px solid var(--calc-border);
  background:#f8f9f6;
  border-radius:14px;
  padding:10px 12px;
  margin-top:12px!important;
}
.page-sections {
  display:grid;
  gap:22px;
  padding-block:22px 32px;
}
.calc-panel {
  padding:24px;
  background:#fff;
  border:1px solid var(--calc-border);
  border-radius:24px;
  box-shadow:0 18px 45px #153e3210;
}
.section-intro {
  color:var(--calc-muted);
  font-size:15px;
  margin-top:8px!important;
}
.loan-options {
  text-align:center;
  padding:20px 22px;
}
.loan-options h2 {
  font-size:34px;
}
.loan-options .section-intro {
  max-width:820px;
  margin-inline:auto;
}
.loan-filters {
  display:flex;
  justify-content:center;
  gap:8px;
  margin:18px 0 22px;
}
.loan-filters button {
  border:1px solid #c5dcd4;
  background:white;
  color:var(--calc-green);
  border-radius:999px;
  min-height:43px;
  padding:9px 20px;
  font-size:14px;
  font-weight:750;
}
.loan-filters button[aria-pressed=true] {
  background:var(--calc-green);
  color:#fff;
  border-color:var(--calc-green);
  box-shadow:0 8px 24px #163a2f14;
}
.loan-carousel {
  position:relative;
  padding-inline:30px;
}
.loan-card-grid {
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:16px;
  text-align:left;
}
.loan-card {
  padding:20px;
  border:1px solid #e7d9b7;
  border-radius:16px;
  background:#fdfcf9;
  display:flex;
  flex-direction:column;
  min-height:290px;
}
.loan-card header {
  display:flex;
  gap:10px;
  align-items:flex-start;
  justify-content:space-between;
}
.loan-card h3 {
  font-size:25px;
  line-height:1.1;
  max-width:210px;
}
.loan-card p {
  color:#53656d;
  line-height:1.55;
  font-size:15px;
  margin-top:14px;
}
.loan-card .loan-note {
  background:#fff;
  border:1px solid #e5e9e4;
  border-radius:14px;
  padding:14px;
  color:var(--calc-ink);
  font-weight:700;
  margin-top:auto;
  font-size:14px;
}
.loan-card .loan-description {
  margin-bottom:16px;
}
.badge {
  display:inline-flex;
  align-items:center;
  gap:7px;
  white-space:nowrap;
  padding:6px 11px;
  font-size:10px;
  text-transform:uppercase;
  line-height:1;
  font-weight:850;
  letter-spacing:.06em;
  border-radius:999px;
  background:#e6f1e9;
  color:var(--calc-green);
}
.loan-card .badge {
  margin-top:1px;
}
.carousel-arrow {
  position:absolute;
  z-index:1;
  top:50%;
  transform:translateY(-50%);
  width:44px;
  height:44px;
  display:grid;
  place-items:center;
  padding:0;
  border:1px solid #c9ddd6;
  border-radius:50%;
  background:white;
  color:var(--calc-green);
  font-size:30px;
  line-height:1;
  box-shadow:0 7px 20px #153e3209;
}
.carousel-arrow.prev {
  left:-25px;
}
.carousel-arrow.next {
  right:-25px;
}
.carousel-pages {
  display:flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  margin:22px 0 16px;
}
.carousel-pages button {
  width:38px;
  height:8px;
  border:0;
  border-radius:999px;
  padding:0;
  background:#e0e9e3;
  position:relative;
}
.carousel-pages button:before {
  content:"";
  position:absolute;
  inset:-12px 0;
}
.carousel-pages button[aria-current=true] {
  background:var(--calc-gold);
}
.small-note {
  color:var(--calc-muted);
  font-size:12px;
  line-height:1.6;
}
.loan-options .small-note {
  max-width:970px;
  margin:14px auto 0;
}
.section-heading {
  display:flex;
  justify-content:space-between;
  align-items:flex-start;
  gap:18px;
}
.market-section {
  padding:22px;
}
.market-section .section-heading h2 {
  font-size:29px;
}
.market-section .eyebrow {
  font-size:11px;
}
.market-section .section-intro {
  font-size:14px;
}
.market-columns {
  display:grid;
  grid-template-columns:1.06fr 1fr;
  gap:12px;
  margin-top:18px;
}
.market-inset {
  border:1px solid #dfe8e2;
  border-radius:18px;
  padding:16px;
}
.rate-board {
  background:#f1f8f3;
}
.news-board {
  background:#f8faf7;
}
.market-inset-heading {
  display:flex;
  align-items:center;
  gap:12px;
  margin-bottom:12px;
}
.market-inset-heading .icon-tile {
  width:45px;
  height:45px;
}
.market-inset-heading h3 {
  font-size:19px;
  letter-spacing:-.04em;
}
.market-inset-heading p {
  font-size:12px;
  color:#607078;
  line-height:1.4;
  margin-top:4px;
}
.market-inset-heading .badge {
  margin-left:auto;
  color:#fff;
  background:var(--calc-green);
}
.market-inset-heading a:hover {
  text-decoration:underline;
}
.rate-grid {
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:12px;
}
.rate-card {
  background:#fff;
  border:1px solid #e1e8e1;
  border-radius:15px;
  padding:15px 15px 12px;
  display:flex;
  flex-direction:column;
  min-height:214px;
  box-shadow:0 8px 22px #153e3207;
}
.rate-card-header {
  display:flex;
  align-items:flex-start;
  justify-content:space-between;
  gap:7px;
}
.rate-name {
  margin:0;
  font-size:11px;
  font-weight:800;
  text-transform:uppercase;
  letter-spacing:.12em;
  line-height:1.6;
  max-width:145px;
  color:#61727b;
}
.rate-direction {
  font-size:9px;
  font-weight:850;
  border-radius:99px;
  padding:5px 8px;
  line-height:1;
  color:#80621f;
  background:#fcf4d9;
}
.rate-direction.down {
  color:#185744;
  background:#eaf5ed;
}
.rate-value {
  font-size:29px;
  font-weight:850;
  line-height:1.3;
  letter-spacing:-.035em;
  margin-top:7px;
}
.rate-sparkline {
  width:100%!important;
  height:55px!important;
  margin-top:7px;
  fill:none;
  stroke:var(--calc-gold)!important;
  stroke-width:3!important;
  overflow:visible;
}
.rate-sparkline.down {
  stroke:#1a6850!important;
}
.rate-attribution {
  font-size:10px;
  line-height:1.5;
  color:#63737a;
  margin:7px 0 8px!important;
}
.rate-attribution a:hover {
  text-decoration:underline;
}
.rate-use {
  background:#fff;
  color:var(--calc-ink);
  border:1px solid #bbd9cd;
  border-radius:10px;
  min-height:32px;
  width:100%;
  padding:5px;
  font-size:12px!important;
  font-weight:800;
  margin-top:auto;
}
.rate-use:hover {
  background:#f0f8f2;
}
.rate-empty {
  font-size:12px;
  color:var(--calc-muted);
  margin:10px 0 16px;
}
.news-items {
  border:1px solid #e1e7e1;
  border-radius:14px;
  overflow:hidden;
  background:#fff;
}
.news-item {
  display:block;
  padding:14px 15px;
  border-bottom:1px solid #e1e7e1;
}
.news-item:last-child {
  border-bottom:0;
}
.news-item:hover {
  background:#f2f6f2;
}
.news-item strong {
  display:block;
  font-size:14px;
  font-weight:760;
  line-height:1.5;
  letter-spacing:-.025em;
}
.news-item time {
  display:block;
  font-size:12px;
  line-height:1.4;
  color:var(--calc-muted);
  margin-top:6px;
}
.feed-status {
  font-size:13px;
  color:var(--calc-muted);
}
.feed-status:empty {
  display:none;
}
.feed-status:not(:empty) {
  margin-top:12px;
}
.current-rate {
  margin-top:12px;
  padding:10px 14px;
  background:#f0f8f3;
  border:1px solid #b2d7c7;
  border-radius:14px;
  font-size:14px;
  color:#1d5948;
  line-height:1.5;
}
.current-rate strong {
  display:block;
}
.market-disclaimer {
  margin-top:12px;
  padding:13px 16px;
  border:1px solid #e8c95e;
  background:#fff5d1;
  border-radius:14px;
  color:#675019;
  font-size:12px;
  line-height:1.6;
}
.market-disclaimer strong {
  display:block;
  text-transform:uppercase;
  letter-spacing:.12em;
  font-size:11px;
  margin-bottom:2px;
}
.calculator-grid {
  display:grid;
  grid-template-columns:1.2fr 1fr;
  gap:22px;
  align-items:start;
  scroll-margin-top:20px;
}
.calculator-form-card {
  padding:23px;
}
.calculator-form-card h2 {
  font-size:31px;
  line-height:1.15;
  margin-bottom:22px;
}
.program-picker {
  border:0;
  padding:0;
  margin:0 0 25px;
  display:flex;
  flex-wrap:wrap;
  gap:9px;
}
.program-picker label,.term-picker label {
  position:relative;
}
.program-picker input,.term-picker input {
  position:absolute;
  opacity:0;
  width:1px;
  height:1px;
}
.program-picker label>span,.term-picker label>span {
  display:block;
  padding:12px 16px;
  border:1px solid transparent;
  border-radius:16px;
  background:#edf2ee;
  color:#425a56;
  font-size:14px;
  font-weight:800;
  cursor:pointer;
  white-space:nowrap;
}
.program-picker input:checked+span,.term-picker input:checked+span {
  color:#fff;
  background:var(--calc-green);
  box-shadow:0 8px 15px #163e3210;
}
.program-picker input:focus-visible+span,.term-picker input:focus-visible+span {
  outline:3px solid var(--calc-gold);
  outline-offset:3px;
}
.calculator-fields {
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:20px 16px;
}
.calculator-field {
  min-width:0;
  display:block;
  align-self:start;
}
.field-heading {
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:6px;
  height:27px;
  margin-bottom:4px;
}
.field-heading>label,.term-picker legend {
  font-size:12px;
  font-weight:650;
  letter-spacing:.12em;
  color:#4d626a;
  text-transform:uppercase;
  line-height:1.3;
}
.calculator-field input,.calculator-field select {
  width:100%;
  height:51px;
  border:1px solid #d6dddc;
  border-radius:13px;
  padding:10px 15px;
  color:var(--calc-ink);
  background:#fff;
  font-size:18px;
  line-height:1.3;
  font-weight:580;
  min-width:0;
}
.calculator-field input::placeholder {
  color:#8a989e;
  font-weight:450;
  opacity:1;
}
.calculator-field select {
  appearance:auto;
  padding-right:8px;
}
.calculator-field input:focus,.calculator-field select:focus {
  border-color:#638d7d;
  outline:2px solid #bad7c9;
  outline-offset:1px;
}
.calculator-field input[aria-invalid=true],.calculator-field select[aria-invalid=true] {
  border-color:#b54738;
}
.field-help {
  font-size:14px;
  color:#647680;
  margin-top:3px;
}
.field-error {
  font-size:12px;
  line-height:1.4;
  color:#ad3b2d;
  margin-top:5px;
  display:block;
}
.field-full {
  grid-column:1/-1;
}
.unit-switch {
  display:flex;
  border-radius:999px;
  overflow:hidden;
  background:#ecf2ed;
  flex:0 0 auto;
}
.unit-switch button {
  border:0;
  background:transparent;
  color:#546b65;
  font-size:11px;
  font-weight:850;
  height:27px;
  width:35px;
  padding:0;
}
.unit-switch button[aria-pressed=true] {
  background:var(--calc-green);
  color:#fff;
}
.term-picker {
  border:0;
  padding:0;
  margin:0;
  min-width:0;
}
.term-picker legend {
  height:31px;
  display:flex;
  align-items:center;
  padding:0;
}
.term-choices {
  display:flex;
  gap:8px;
}
.term-picker label {
  flex:1;
  min-width:0;
}
.term-picker label>span {
  padding:14px 5px;
  text-align:center;
  border-radius:14px;
  font-size:14px;
  line-height:21px;
}
.calculator-results {
  display:grid;
  gap:22px;
}
.calculator-results .payment-card {
  border-radius:24px;
}
.calculator-results .payment-chart {
  gap:20px;
}
.calculator-results .payment-donut {
  width:136px;
  height:136px;
}
.calculator-results .payment-legend {
  font-size:14px;
}
.calculator-results .payment-cells {
  gap:12px;
}
.estimate-feedback {
  color:#5f7169;
  font-size:12px;
  line-height:1.5;
  padding:0 18px;
  display:grid;
  grid-template-columns:minmax(0, 1fr);
}
.estimate-feedback p {
  grid-column:1;
  grid-row:1;
  margin-top:8px;
}
.estimate-feedback-reserve {
  visibility:hidden;
}
.estimate-feedback button {
  grid-column:1;
  grid-row:2;
  margin-top:8px;
}
.estimate-feedback [data-state=error] {
  color:#a64232;
}
.advisor-card {
  border-radius:24px;
  padding:48px 22px;
  background:var(--calc-green);
  color:#fff;
  box-shadow:0 18px 45px #153e3210;
}
.advisor-profile {
  display:flex;
  align-items:center;
  justify-content:center;
  gap:24px;
}
.advisor-initials {
  display:grid;
  place-items:center;
  width:88px;
  height:88px;
  border-radius:50%;
  background:#e6f3e8;
  color:var(--calc-green);
  font-size:31px;
  font-weight:750;
  flex:0 0 auto;
}
.advisor-profile h2 {
  font-size:31px;
  letter-spacing:-.025em;
}
.advisor-profile p {
  font-size:16px;
  color:#bbcfc6;
  line-height:1.5;
  letter-spacing:.02em;
}
.advisor-profile p:first-of-type {
  margin-top:4px;
}
.advisor-actions {
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:10px;
  margin-top:44px;
}
.advisor-actions a {
  display:flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:14px 5px;
  border:1px solid #d1e2d8;
  border-radius:12px;
  font-size:15px;
  font-weight:750;
  min-height:56px;
  white-space:nowrap;
}
.advisor-actions .gold {
  background:var(--calc-gold);
  border-color:var(--calc-gold);
  color:#11352e;
}
.advisor-actions a:hover {
  box-shadow:inset 0 0 0 1px currentColor;
}
.steps-grid {
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:12px;
  margin-top:20px;
}
.steps-grid article {
  padding:18px;
  border:1px solid #dfe5e1;
  border-radius:17px;
}
.steps-grid .icon-tile {
  margin-bottom:16px;
}
.steps-grid h3 {
  font-size:21px;
}
.steps-grid p {
  color:var(--calc-muted);
  margin-top:8px;
  font-size:15px;
  line-height:1.6;
}
.weekly-section {
  border:1px solid #efb8d0;
  background:#fdf4f7;
  border-radius:24px;
  overflow:hidden;
  box-shadow:0 18px 45px #153e3208;
}
.weekly-section .eyebrow {
  color:#c34b85;
}
.weekly-header {
  padding:24px 26px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  border-bottom:1px solid #efb8d0;
}
.weekly-header h2 {
  font-size:36px;
}
.weekly-header .badge {
  padding:12px 17px;
  background:#f9e4ed;
  font-size:12px;
  letter-spacing:.1em;
  color:var(--calc-ink);
}
.weekly-header .badge svg {
  width:19px;
  height:19px;
}
.weekly-body {
  padding:24px;
}
.featured-article {
  display:grid;
  grid-template-columns:1.8fr 1fr;
  gap:28px;
  padding:0 2px;
}
.featured-article h3 {
  font-size:33px;
  line-height:1.15;
  margin-bottom:18px;
}
.featured-article article p:not(.eyebrow) {
  font-size:16px;
  line-height:1.75;
  color:#5d6876;
  margin-top:18px;
}
.featured-article .article-sources {
  font-size:14px!important;
  margin-top:12px!important;
}
.article-sources a {
  text-decoration:underline;
  text-underline-offset:2px;
}
.article-sources a+a {
  margin-left:10px;
}
.weekly-example {
  border:1px solid #ecb6cf;
  background:#fff;
  border-radius:18px;
  padding:24px;
  align-self:start;
}
.weekly-example>p:not(.eyebrow) {
  font-size:17px;
  line-height:1.7;
  margin-top:14px;
}
.weekly-example ul {
  list-style:none;
  padding:0;
  margin:16px 0 24px;
  display:grid;
  gap:12px;
  font-size:17px;
}
.weekly-example li:before {
  content:"•";
  color:var(--calc-gold);
  margin-right:12px;
}
.weekly-example .calc-button {
  width:100%;
  margin-top:22px;
  min-height:58px;
  font-size:16px;
}
.past-tips {
  padding:18px;
  border:1px solid #eebbd2;
  background:#fff;
  border-radius:17px;
  margin-top:26px;
}
.past-tips h3 {
  font-size:29px;
}
.article-buttons {
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:12px;
  margin-top:16px;
}
.article-buttons button {
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:18px;
  background:white;
  border:1px solid #edb5d0;
  border-radius:14px;
  padding:19px 20px;
  text-align:left;
  color:var(--calc-ink);
  font-size:14px;
  font-weight:720;
  line-height:1.45;
  min-height:66px;
}
.article-buttons button:hover {
  background:#fff6fa;
}
.article-buttons button:after {
  content:"›";
  font-size:25px;
  line-height:1;
}
.bottom-grid {
  display:grid;
  grid-template-columns:1fr 1.05fr;
  gap:14px;
  scroll-margin-top:20px;
}
.bottom-grid .calc-panel {
  padding:22px;
}
.install-heading {
  display:flex;
  align-items:flex-start;
  gap:14px;
}
.install-heading h3 {
  font-size:20px;
  line-height:1.35;
  letter-spacing:-.035em;
}
.install-heading p {
  font-size:15px;
  line-height:1.6;
  color:var(--calc-muted);
  margin-top:4px;
}
.install-actions {
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:12px;
  margin-top:18px;
}
.install-action {
  display:grid;
  grid-template-columns:auto minmax(0,1fr) auto;
  align-items:center;
  gap:12px;
  min-height:96px;
  padding:16px;
  border:1px solid #b8cbe1;
  border-radius:16px;
  background:#eef4fa;
  color:#143f67;
  text-align:left;
  transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease;
}
.install-action.android {
  border-color:#e4c976;
  background:#fff7df;
  color:#72551b;
}
.install-action--share {
  grid-column:1/-1;
  min-height:64px;
  border-color:#c99742;
  background:linear-gradient(135deg,#d19a39,#e8bd62);
  color:#081d38;
}
.install-action:hover {
  transform:translateY(-2px);
  box-shadow:0 12px 24px rgba(8,29,56,.12);
}
.install-action:focus-visible {
  outline:3px solid rgba(201,151,66,.52);
  outline-offset:3px;
}
.install-action__icon {
  display:grid;
  width:42px;
  height:42px;
  place-items:center;
  border-radius:13px;
  background:#dce8f4;
}
.install-action.android .install-action__icon { background:#f6e9bc; }
.install-action--share .install-action__icon { background:rgba(255,255,255,.3); }
.install-action__icon img,.install-action--share .install-action__icon svg {
  width:24px;
  height:24px;
  object-fit:contain;
}
.install-action--share .install-action__icon svg,.install-action__chevron {
  width:22px;
  height:22px;
  fill:none;
  stroke:currentColor;
  stroke-linecap:round;
  stroke-linejoin:round;
  stroke-width:1.8;
}
.install-action__copy {
  display:grid;
  min-width:0;
  gap:4px;
}
.install-action__label {
  font-size:15px;
  font-weight:800;
  line-height:1.25;
}
.install-action__body {
  color:currentColor;
  font-size:13px;
  font-weight:600;
  line-height:1.4;
  opacity:.78;
}
.install-action__chevron {
  width:18px;
  height:18px;
  transition:transform .18s ease;
}
.install-action:hover .install-action__chevron { transform:translateX(2px); }
.install-statuses {
  margin-top:10px;
}
.install-card .small-note:empty {
  display:none;
}
.install-card .small-note {
  margin:6px 0 0;
  text-align:center;
}
.intake-card {
  display:flex;
  flex-direction:column;
}
.intake-card h2 {
  font-size:33px;
  margin-bottom:16px;
}
.intake-card>p:not(.eyebrow) {
  font-size:17px;
  line-height:1.6;
  color:var(--calc-muted);
}
.intake-card .calc-button {
  width:100%;
  margin-top:42px;
  min-height:58px;
  font-size:16px;
}
.intake-card small {
  display:block;
  text-align:center;
  color:var(--calc-muted);
  font-size:14px;
  margin-top:14px;
}
.calculator-footer {
  padding:18px 22px;
  font-size:12px;
  line-height:1.65;
  color:#657480;
  box-shadow:none;
}
.calculator-footer p+p {
  margin-top:7px;
}
.calculator-dialog {
  width:min(700px,calc(100% - 32px));
  max-height:85dvh;
  padding:28px;
  border:1px solid var(--calc-border);
  border-radius:22px;
  color:var(--calc-ink);
  box-shadow:0 24px 90px #0c312b30;
  background:white;
}
.calculator-dialog::backdrop {
  background:#0b292b70;
  backdrop-filter:blur(3px);
}
.dialog-heading {
  display:flex;
  align-items:flex-start;
  gap:20px;
  justify-content:space-between;
  margin-bottom:20px;
}
.dialog-heading h2 {
  font-size:29px;
}
.dialog-heading button {
  padding:7px 10px;
  background:#edf3ef;
  border:1px solid #cfdfd5;
  border-radius:8px;
  color:var(--calc-green);
  font-size:13px;
  font-weight:750;
}
.calculator-dialog p {
  font-size:16px;
  color:var(--calc-muted);
  margin:14px 0;
  line-height:1.75;
}
.calculator-dialog .article-sources {
  font-size:13px;
  margin-block:20px;
}
.calculator-dialog>.calc-button {
  margin-top:10px;
}
.calculator-page .hayley-ai-widget__launcher {
  display:grid;
  place-items:center;
  width:66px;
  height:66px;
  min-height:0;
  padding:0;
  background:#baa356!important;
  border:1px solid #ad9548;
  color:#14392e!important;
  box-shadow:0 15px 32px #4c5b3420;
}
.calculator-page .hayley-ai-widget__launcher>svg {
  width:27px;
  height:27px;
}
.calculator-page .hayley-ai-widget__launcher:before,.calculator-page .hayley-ai-widget__launcher:after {
  display:none;
}
.calculator-page .hayley-ai-widget__brand strong {
  color:var(--calc-green);
}
@media(min-width:1200px) {
  .hero-intro {
    padding:25px 22px;
  }
  .hero-grid {
    grid-template-columns:.88fr 1.12fr;
  }
  .hero-payment .payment-donut {
    width:128px;
    height:128px;
  }
}
@media(max-width:1100px) {
  .calculator-page h1 {
    font-size:40px;
  }
  .calculator-grid {
    grid-template-columns:1.1fr 1fr;
  }
  .calculator-results .payment-chart {
    gap:14px;
  }
  .calculator-results .payment-donut {
    width:110px;
    height:110px;
  }
  .calculator-results .payment-legend {
    font-size:12px;
  }
  .calculator-fields {
    gap:17px 12px;
  }
  .program-picker label>span {
    padding:11px 13px;
  }
  .loan-carousel {
    padding-inline:15px;
  }
  .loan-card {
    padding:16px;
  }
  .loan-card h3 {
    font-size:22px;
  }
  .loan-card p {
    font-size:14px;
  }
  .payment-chart {
    gap:12px;
  }
  .hero-payment .payment-donut {
    width:110px;
    height:110px;
  }
  .hero-payment .payment-legend {
    font-size:12px;
  }
  .advisor-profile {
    gap:16px;
  }
  .advisor-initials {
    width:70px;
    height:70px;
  }
  .advisor-profile h2 {
    font-size:27px;
  }
  .advisor-actions {
    gap:8px;
  }
  .advisor-actions a {
    font-size:13px;
    gap:6px;
  }
  .featured-article {
    grid-template-columns:1.55fr 1fr;
  }
  .weekly-example {
    padding:20px;
  }
  .weekly-example ul,.weekly-example>p:not(.eyebrow) {
    font-size:15px;
  }
  .intake-card h2 {
    font-size:29px;
  }
  .calculator-form-card h2 {
    font-size:28px;
  }
  .rate-card {
    padding:12px;
  }
  .rate-name {
    margin:0;
    font-size:10px;
  }
  .rate-value {
    font-size:26px;
  }
  .rate-attribution {
    font-size:9px;
  }
  .market-inset {
    padding:12px;
  }
}
@media(max-width:900px) {
  .hero-grid {
    grid-template-columns:1fr 1fr;
  }
  .hero-intro {
    padding:22px 18px;
  }
  .calculator-page h1 {
    font-size:35px;
  }
  .hero-intro>p:not(.eyebrow) {
    font-size:14px;
  }
  .hero-programs {
    margin-top:20px;
    gap:6px;
  }
  .hero-programs>span {
    font-size:10px;
    padding:5px 8px;
  }
  .hero-payment {
    padding:18px;
  }
  .hero-payment .payment-total {
    font-size:37px;
  }
  .hero-payment .payment-chart {
    gap:12px;
  }
  .hero-payment .payment-donut {
    width:80px;
    height:80px;
  }
  .hero-payment .payment-legend {
    font-size:11px;
    gap:6px;
  }
  .hero-payment .payment-note {
    font-size:10px;
  }
  .hero-cells>div {
    padding:10px;
  }
  .hero-cells strong {
    font-size:16px;
  }
  .calculator-grid {
    grid-template-columns:1fr;
  }
  .calculator-results {
    grid-template-columns:1.2fr 1fr;
    align-items:start;
  }
  .calculator-results .payment-chart {
    gap:18px;
  }
  .calculator-results .payment-donut {
    width:105px;
    height:105px;
  }
  .calculator-results .payment-legend {
    font-size:12px;
  }
  .advisor-card {
    padding:32px 18px;
  }
  .advisor-profile {
    flex-direction:column;
    text-align:center;
    gap:14px;
  }
  .advisor-actions {
    grid-template-columns:1fr;
    margin-top:26px;
    gap:9px;
  }
  .advisor-actions a {
    min-height:44px;
    padding:9px;
  }
  .program-picker {
    flex-wrap:nowrap;
  }
  .program-picker label {
    flex:1;
    text-align:center;
  }
  .program-picker label>span {
    padding:11px 8px;
    font-size:13px;
  }
  .market-columns {
    grid-template-columns:1fr 1fr;
  }
  .market-inset-heading {
    gap:8px;
  }
  .market-inset-heading .badge {
    display:none;
  }
  .rate-grid {
    gap:8px;
  }
  .rate-value {
    font-size:24px;
  }
  .rate-direction {
    font-size:8px;
    padding:4px;
  }
  .rate-name {
    margin:0;
    font-size:9px;
  }
  .rate-card {
    min-height:215px;
  }
  .news-item {
    padding:13px 12px;
  }
  .news-item strong {
    font-size:12px;
  }
  .news-item time {
    font-size:10px;
  }
  .loan-card-grid {
    gap:10px;
  }
  .loan-card h3 {
    font-size:20px;
  }
  .loan-card header {
    flex-direction:column-reverse;
    gap:9px;
  }
  .loan-card p {
    font-size:13px;
  }
  .loan-card .loan-note {
    font-size:12px;
    padding:10px;
  }
  .loan-card {
    min-height:345px;
  }
  .weekly-header h2 {
    font-size:30px;
  }
  .weekly-header .badge {
    font-size:10px;
  }
  .featured-article {
    gap:18px;
  }
  .featured-article h3 {
    font-size:27px;
  }
  .featured-article article p:not(.eyebrow) {
    font-size:14px;
  }
  .weekly-example {
    padding:18px;
  }
  .weekly-example .calc-button {
    font-size:13px;
    padding:12px;
  }
  .bottom-grid {
    grid-template-columns:1fr;
  }
  .install-actions {
    grid-template-columns:1fr 1fr;
  }
  .intake-card .calc-button {
    margin-top:25px;
  }
  .intake-card {
    min-height:280px;
  }
  .intake-card small {
    margin-bottom:6px;
  }
}
@media(max-width:680px) {
  .calc-container {
    width:calc(100% - 28px);
  }
  .calculator-page>main {
    padding-top:72px;
  }
  .calculator-hero {
    padding:18px 0;
  }
  .hero-grid {
    grid-template-columns:1fr;
    gap:16px;
  }
  .hero-intro {
    padding:23px 21px;
  }
  .calculator-page h1 {
    font-size:38px;
  }
  .hero-intro>p:not(.eyebrow) {
    font-size:15px;
  }
  .hero-programs {
    gap:7px;
  }
  .hero-programs>span {
    font-size:11px;
    padding:6px 9px;
  }
  .hero-payment {
    padding:20px;
  }
  .hero-payment .payment-total {
    font-size:40px;
  }
  .hero-payment .payment-chart {
    gap:18px;
    margin:20px 0;
  }
  .hero-payment .payment-donut {
    width:104px;
    height:104px;
  }
  .hero-payment .payment-legend {
    font-size:12px;
    gap:7px;
  }
  .hero-payment .payment-note {
    font-size:11px;
  }
  .page-sections {
    gap:16px;
    padding-top:16px;
  }
  .calc-panel {
    border-radius:20px;
    padding:20px 16px;
  }
  .calculator-page h2 {
    font-size:28px;
  }
  .eyebrow {
    font-size:11px;
  }
  .loan-options {
    padding:20px 16px;
  }
  .loan-options h2 {
    font-size:29px;
  }
  .loan-options .section-intro {
    font-size:13px;
  }
  .loan-filters {
    gap:7px;
    margin:18px 0;
  }
  .loan-filters button {
    font-size:12px;
    padding:8px 15px;
    min-height:40px;
  }
  .loan-carousel {
    padding-inline:15px;
  }
  .loan-card-grid {
    grid-template-columns:1fr;
  }
  .loan-card {
    min-height:260px;
    padding:20px;
  }
  .loan-card header {
    flex-direction:row;
  }
  .loan-card h3 {
    font-size:26px;
    max-width:230px;
  }
  .loan-card p {
    font-size:15px;
  }
  .loan-card .loan-note {
    font-size:14px;
    padding:14px;
  }
  .carousel-arrow {
    width:36px;
    height:36px;
    font-size:27px;
  }
  .carousel-arrow.prev {
    left:-21px;
  }
  .carousel-arrow.next {
    right:-21px;
  }
  .carousel-pages {
    gap:7px;
    margin:18px 0;
  }
  .carousel-pages button {
    width:24px;
    height:7px;
  }
  .loan-options>.calc-button {
    font-size:13px;
  }
  .loan-options .small-note {
    font-size:11px;
  }
  .section-heading {
    gap:12px;
  }
  .market-section .section-heading h2 {
    font-size:25px;
  }
  .market-section .section-heading .calc-button {
    padding:10px;
    min-height:40px;
    font-size:11px;
    gap:6px;
    border-radius:12px;
    white-space:nowrap;
  }
  .market-section .section-heading .calc-button svg {
    width:17px;
    height:17px;
  }
  .market-section .section-intro {
    font-size:13px;
  }
  .market-columns {
    grid-template-columns:1fr;
    gap:14px;
  }
  .market-inset {
    padding:12px;
  }
  .market-inset-heading .badge {
    display:inline-flex;
  }
  .rate-grid {
    gap:10px;
  }
  .rate-card {
    padding:13px;
    min-height:214px;
  }
  .rate-name {
    margin:0;
    font-size:10px;
  }
  .rate-value {
    font-size:27px;
  }
  .rate-direction {
    font-size:9px;
    padding:5px 7px;
  }
  .rate-attribution {
    font-size:9px;
  }
  .news-item {
    padding:14px;
  }
  .news-item strong {
    font-size:14px;
  }
  .news-item time {
    font-size:11px;
  }
  .current-rate {
    font-size:12px;
    padding:10px 12px;
  }
  .market-disclaimer {
    font-size:11px;
    padding:12px;
  }
  .calculator-grid {
    gap:16px;
  }
  .calculator-form-card {
    padding:20px 16px;
  }
  .calculator-form-card h2 {
    font-size:28px;
    margin-bottom:20px;
  }
  .program-picker {
    display:grid;
    grid-template-columns:repeat(2,1fr);
    gap:8px;
    margin-bottom:21px;
  }
  .program-picker label>span {
    padding:12px 6px;
    border-radius:13px;
    font-size:12px;
  }
  .calculator-fields {
    gap:15px 10px;
  }
  .field-heading {
    height:28px;
    gap:3px;
  }
  .field-heading>label,.term-picker legend {
    font-size:9px;
    letter-spacing:.08em;
  }
  .calculator-field input,.calculator-field select {
    font-size:16px;
    height:48px;
    padding:10px 11px;
    border-radius:11px;
  }
  .calculator-field select {
    padding-right:4px;
  }
  .unit-switch button {
    width:27px;
    height:24px;
    font-size:10px;
  }
  .field-help {
    font-size:11px;
  }
  .term-choices {
    gap:5px;
  }
  .term-picker label>span {
    font-size:12px;
    border-radius:11px;
    padding:12px 3px;
  }
  .term-picker legend {
    height:32px;
  }
  .calculator-results {
    grid-template-columns:1fr;
    gap:16px;
  }
  .calculator-results .payment-card {
    padding:20px;
  }
  .calculator-results .payment-chart {
    gap:18px;
  }
  .calculator-results .payment-donut {
    width:120px;
    height:120px;
  }
  .calculator-results .payment-legend {
    font-size:12px;
  }
  .payment-total {
    font-size:42px;
  }
  .payment-subtitle {
    font-size:14px;
  }
  .payment-cells strong {
    font-size:20px;
  }
  .payment-note {
    font-size:12px;
  }
  .advisor-card {
    padding:30px 20px;
    border-radius:21px;
  }
  .advisor-profile {
    flex-direction:row;
    text-align:left;
    justify-content:flex-start;
    gap:20px;
  }
  .advisor-initials {
    width:78px;
    height:78px;
  }
  .advisor-profile h2 {
    font-size:28px;
  }
  .advisor-profile p {
    font-size:14px;
  }
  .advisor-actions {
    grid-template-columns:repeat(3,1fr);
    margin-top:27px;
    gap:8px;
  }
  .advisor-actions a {
    font-size:13px;
    gap:6px;
    padding:11px 5px;
    min-height:48px;
  }
  .advisor-actions svg {
    width:19px;
    height:19px;
  }
  .next-steps h2 {
    font-size:27px;
  }
  .steps-grid {
    grid-template-columns:1fr;
    gap:10px;
    margin-top:18px;
  }
  .steps-grid article {
    padding:17px;
  }
  .steps-grid .icon-tile {
    margin-bottom:12px;
  }
  .steps-grid h3 {
    font-size:22px;
  }
  .steps-grid p {
    font-size:14px;
  }
  .weekly-section {
    border-radius:20px;
  }
  .weekly-header {
    padding:20px 17px;
    align-items:flex-start;
    gap:12px;
    flex-direction:column;
  }
  .weekly-header h2 {
    font-size:29px;
  }
  .weekly-header .badge {
    font-size:10px;
    padding:9px 12px;
  }
  .weekly-body {
    padding:19px 16px;
  }
  .featured-article {
    grid-template-columns:1fr;
    gap:20px;
    padding:0;
  }
  .featured-article h3 {
    font-size:29px;
    line-height:1.15;
    margin-bottom:15px;
  }
  .featured-article article p:not(.eyebrow) {
    font-size:14px;
    line-height:1.75;
    margin-top:15px;
  }
  .featured-article .article-sources {
    font-size:12px!important;
  }
  .weekly-example {
    padding:20px;
    border-radius:16px;
  }
  .weekly-example>p:not(.eyebrow),.weekly-example ul {
    font-size:16px;
  }
  .weekly-example .calc-button {
    font-size:15px;
    min-height:50px;
  }
  .past-tips {
    padding:16px;
    margin-top:20px;
  }
  .past-tips h3 {
    font-size:25px;
  }
  .article-buttons {
    grid-template-columns:1fr;
    gap:10px;
  }
  .article-buttons button {
    font-size:13px;
    padding:16px;
    min-height:62px;
  }
  .bottom-grid {
    gap:16px;
  }
  .bottom-grid .calc-panel {
    padding:20px 16px;
  }
  .install-heading {
    gap:12px;
  }
  .install-heading .icon-tile {
    width:42px;
    height:42px;
    border-radius:13px;
  }
  .install-heading h3 {
    font-size:18px;
  }
  .install-heading p {
    font-size:13px;
  }
  .install-actions {
    grid-template-columns:1fr;
    gap:10px;
    margin-top:16px;
  }
  .install-action,.install-action--share {
    grid-column:auto;
    min-height:68px;
    padding:13px;
  }
  .install-action__icon {
    width:36px;
    height:36px;
    border-radius:11px;
  }
  .install-action__icon img,.install-action--share .install-action__icon svg { width:20px;height:20px; }
  .install-action__label { font-size:14px; }
  .install-action__body { font-size:12px; }
  }
  .intake-card h2 {
    font-size:29px;
    margin-bottom:15px;
  }
  .intake-card>p:not(.eyebrow) {
    font-size:15px;
  }
  .intake-card .calc-button {
    min-height:52px;
    font-size:14px;
  }
  .calculator-footer {
    font-size:11px;
    padding:17px;
  }
  .calculator-dialog {
    padding:22px;
  }
  .dialog-heading h2 {
    font-size:26px;
  }
  .calculator-dialog p {
    font-size:14px;
  }
  .calculator-page .hayley-ai-widget__launcher {
    width:58px;
    height:58px;
  }
  .calculator-page .hayley-ai-widget__launcher>svg {
    width:25px;
    height:25px;
  }
}
@media(prefers-reduced-motion:reduce) {
  .calculator-page *, .calculator-page *:before, .calculator-page *:after {
    scroll-behavior:auto!important;
    transition:none!important;
  }
}

/* Landing-page visual system: navy, gold, cream, Playfair headings. */
.calculator-page {
  --calc-ink:#142034;
  --calc-green:#081d38;
  --calc-sage:#f7f4ee;
  --calc-muted:#657086;
  --calc-gold:#c99742;
  --calc-border:rgba(8,29,56,.14);
  --calc-bg:#f7f4ee;
  background:linear-gradient(180deg,#fff 0%,#f7f4ee 100%);
}
.calculator-page h1,.calculator-page h2 {
  font-family:"Playfair Display",Georgia,serif;
  font-weight:700;
  letter-spacing:-.04em;
}
.calculator-page :focus-visible {
  outline-color:#e0b35d;
}
.calculator-hero {
  background:linear-gradient(135deg,#081d38 0%,#0e2c51 100%);
  padding:32px 0;
}
.hero-intro {
  border-color:rgba(224,179,93,.48);
  background:rgba(255,255,255,.035);
}
.eyebrow {
  color:#e0b35d;
}
.hero-intro>p:not(.eyebrow) {
  color:rgba(255,255,255,.86);
}
.hero-programs>span {
  border-color:rgba(224,179,93,.54);
  background:rgba(255,255,255,.06);
}
.payment-card,.calc-panel {
  border-color:rgba(8,29,56,.13);
  box-shadow:0 18px 45px rgba(8,29,56,.1);
}
.payment-donut {
  background:#e6eaf0;
}
.payment-cells>div,.hero-payment .payment-note {
  background:#fbfaf7;
  border-color:rgba(8,29,56,.1);
}
.dot-0 { background:#081d38; }
.dot-1 { background:#587291; }
.dot-2 { background:#c99742; }
.dot-3 { background:#a7b1c0; }
.dot-4 { background:#e0b35d; }
.calc-button {
  border-color:#c99742;
  background:linear-gradient(135deg,#c99742,#e0b35d);
  color:#fff!important;
  box-shadow:0 12px 30px rgba(201,151,66,.24);
}
.calc-button:hover {
  background:linear-gradient(135deg,#b78233,#d8a94e);
  box-shadow:0 18px 42px rgba(201,151,66,.36);
}
.calc-button.secondary {
  background:#fff;
  color:#081d38!important;
  border-color:rgba(8,29,56,.22);
  box-shadow:none;
}
.loan-filters button {
  border-color:rgba(8,29,56,.2);
  color:#081d38;
}
.loan-filters button[aria-pressed=true] {
  background:#081d38;
  border-color:#081d38;
  box-shadow:0 8px 24px rgba(8,29,56,.16);
}
.loan-card {
  border-color:rgba(201,151,66,.35);
  background:#fffdf9;
}
.loan-card p { color:#536077; }
.loan-card .loan-note,.rate-card,.news-items {
  border-color:rgba(8,29,56,.11);
}
.badge {
  background:rgba(201,151,66,.14);
  color:#7a5316;
}
.carousel-arrow {
  border-color:rgba(8,29,56,.17);
  color:#081d38;
  box-shadow:0 7px 20px rgba(8,29,56,.1);
}
.carousel-pages button { background:#d8dee7; }
.carousel-pages button[aria-current=true] { background:#c99742; }
.market-inset {
  border-color:rgba(8,29,56,.12);
}
.rate-board { background:#f4f6f9; }
.news-board { background:#fbfaf7; }
.market-inset-heading .badge { background:#081d38; }
.rate-card {
  box-shadow:0 8px 22px rgba(8,29,56,.07);
}
.rate-direction {
  color:#7a5316;
  background:#fdf2d5;
}
.rate-direction.down {
  color:#345f87;
  background:#eaf1f8;
}
.rate-sparkline.down { stroke:#587291!important; }
.rate-use {
  color:#081d38;
  border-color:rgba(8,29,56,.2);
}
.rate-use:hover,.news-item:hover { background:#f5f7fa; }
.news-item { border-bottom-color:rgba(8,29,56,.1); }
.current-rate {
  background:#eef3f8;
  border-color:#b9cce0;
  color:#143f67;
}
.market-disclaimer {
  border-color:rgba(201,151,66,.52);
  background:#fff7e4;
  color:#72551b;
}
.program-picker label>span,.term-picker label>span {
  background:#eef1f5;
  color:#40516a;
}
.program-picker input:checked+span,.term-picker input:checked+span,
.unit-switch button[aria-pressed=true] {
  background:#081d38;
}
.program-picker input:focus-visible+span,.term-picker input:focus-visible+span {
  outline-color:#e0b35d;
}
.field-heading>label,.term-picker legend { color:#40516a; }
.calculator-field input,.calculator-field select {
  border-color:rgba(8,29,56,.18);
  color:#142034;
}
.calculator-field input:focus,.calculator-field select:focus {
  border-color:#c99742;
  outline-color:rgba(201,151,66,.28);
}
.unit-switch { background:#e7ebf0; }
.unit-switch button { color:#40516a; }
.advisor-card {
  background:linear-gradient(135deg,#081d38,#0e2c51);
  box-shadow:0 18px 45px rgba(8,29,56,.2);
}
.advisor-initials {
  background:#f8f2e5;
  color:#081d38;
}
.advisor-profile p { color:rgba(255,255,255,.74); }
.advisor-actions a { border-color:rgba(255,255,255,.4); }
.advisor-actions .gold {
  background:#c99742;
  border-color:#c99742;
  color:#081d38;
}
.steps-grid article {
  border-color:rgba(8,29,56,.12);
  background:#fff;
}
.weekly-section {
  border-color:rgba(201,151,66,.42);
  background:#fbfaf7;
  box-shadow:0 18px 45px rgba(8,29,56,.08);
}
.weekly-section .eyebrow { color:#c99742; }
.weekly-header { border-bottom-color:rgba(201,151,66,.32); }
.weekly-header .badge {
  background:#fff3d7;
  color:#7a5316;
}
.featured-article article p:not(.eyebrow) { color:#536077; }
.weekly-example,.past-tips {
  border-color:rgba(201,151,66,.34);
  background:#fff;
}
.article-buttons button {
  border-color:rgba(8,29,56,.15);
  color:#142034;
}
.article-buttons button:hover { background:#f9f5ec; }
.calculator-footer {
  background:linear-gradient(180deg,#081d38,#041322);
  border-color:rgba(255,255,255,.12);
  color:rgba(255,255,255,.78);
  box-shadow:none;
}
.calculator-dialog {
  border-color:rgba(8,29,56,.14);
  box-shadow:0 24px 90px rgba(8,29,56,.28);
}
.calculator-dialog::backdrop { background:rgba(8,29,56,.62); }
.dialog-heading button {
  background:#f3f5f8;
  border-color:rgba(8,29,56,.16);
  color:#081d38;
}
.calculator-page .hayley-ai-widget__launcher {
  background:#c99742!important;
  border-color:#b78233;
  color:#081d38!important;
  box-shadow:0 15px 32px rgba(201,151,66,.28);
}
.calculator-page .hayley-ai-widget__brand strong { color:#081d38; }
.calculator-page .site-header .header-cta { color:#fff; }
.calculator-page .site-header .header-cta-secondary { color:rgba(255,255,255,.9); }
.calculator-page .desktop-nav>a[aria-current="page"] { color:#e0b35d;opacity:1; }
.calculator-page .desktop-nav>a[aria-current="page"]::after { width:100%; }
.calculator-page .mobile-panel a { color:#fff; }
.calculator-page .mobile-panel a[aria-current="page"] { background:rgba(201,151,66,.22);color:#fff; }
@media(max-width:680px) {
  .calculator-hero { padding:22px 0; }
}